4 duvet sets that will make you feel wealthy and warm

Just saying the word makes you feel a bit special. Even if you live in a run-down house, if you tell your co-workers you’re heading home to crawl under a duvet, they’ll figure you live in a mansion.

More to the point, especially this time of year, you’re heading home to a cozy spot. A duvet is simply a quilt with a replaceable cover. We suggest starting with a down material at this time of year, but if it makes you sneeze, you can find the quilts–some call them feather beds–stuffed with everything from silk to synthetics.

And the cover? That’s what makes a duvet a duvet, and it’s the beauty of the whole thing. Because while an entire quilt is expensive to purchase, a duvet cover is not, so change it out with your mood or the season. It’s a quick way to update the look of your entire bedroom, and, let’s face it, in the winter you’re spending a lot of time in that room, staying warm in bed.

Here are four duvets to suit most any style:

Simple, yet sophisticated

Choose white, navy or a shade of gray with a five-piece set with sequin details. The whole set includes the duvet cover, along with pillows and shams. Ella pinch pleat five-piece set, $99.99-$112.49 on sale, kohls.com

The feminine touch

We love the pretty coral shade of this duvet and coverlet. If coral isn’t your shade, this set, which features a floral pattern, also comes in a pale teal and ivory. Vue Barcelona quilted coverlet and duvet, $129.99, wayfair.com

Modern marvel

This handsome duvet will appeal to the manliest of men, and few women could resist its deep jewel tone. Available in deep reds and cinnamon shades, it’s modern and sleek, so bring on the duvet covers and decorative pillows, which we found on sale. Hotel Collection Frame Lacquer Bedding Collection, $70-$410, macys.com

Spring ahead

Ready for the weather to warm up? This embroidered minimalist duvet cover set is 100 percent cotton and 100 percent charming. Swallow three-piece duvet cover set, $81.36, overstock.com