5 ways to stay on budget this holiday season
A quarter of Americans made it their New Year’s Resolution to “spend less, save more” in 2015, according to a Nielsen study.
Sound familiar? Or, sound like a goal you want to set for yourself in 2016?
Don’t let December drown you in debt. Instead, stay on budget while you’re shopping this holiday season.
Here are 5 shopping strategies to keep you from overspending between now and January.
1. Earn Cash Back from ShopAtHome.com.
Wouldn’t it be nice to earn a check in the mail come January rather than a credit card bill? Avoid the crowded malls and do your shopping online instead. When you shop with ShopAtHome.com, you’ll earn up to 30 percent Cash Back at hundreds of retailers. Once you hit $20, you’ll receive a check in the mail. Sign up for free at ShopAtHome.com.
2. Buy an experience:
Stumped on what to get a friend or family member who seems to have it all? This dilemma can sometimes be a money trap leading us to overspend on a gift we’re not quite sure they’ll love. Instead, think about what they enjoy doing in their free time and purchase a Groupon. You’ll find great deals on local experiences — including brewery tours, wine tastings, rounds of golf, museum admissions, paint and sip classes and sporting events. Plus, earn Cash Back on your Groupon purchases with ShopAtHome.com.
3. Shop early:
Decide now how much you’ll be spending this holiday season — factoring in extra expenses that tend to hit us in December. Higher-than-usual utility bills because of the electric fireplace and Christmas lights? Paying a babysitter so you can make it to company holiday parties? Shelling out extra for special holiday meals?
Write down everybody on your list, determine how much you’ll spend and stick to the budget.
Shopping early will save you money. When you allow enough time for packages to arrive, you can take advantage of free, standard shipping.Get access to exclusive, free shipping deals through ShopAtHome.com.
4. Buy a family gift:
Instead of buying separate gifts for each member of a household, buy a family gift that they can all enjoy. Set it around a theme. A couple examples? A “movie night” gift basket with DVDs and popcorn. We love the original Christmas Classics Collector’s Edition that includes seven Christmas favorites including Rudolph the Red Nose Reindeer, Frosty the Snowman, A Christmas Carol and more.
Another idea? A “game night” gift basket with games the whole family can enjoy. Popular this holiday season is the Pie Face game, which, when the timer goes off, splatters whipped cream on a lucky contestant.
5. Think of next year:
Look for deep discounts on holiday must-haves like wrapping paper, decorations, ornaments and more the day after Christmas. Stock up for next year. Be sure to shop with ShopAtHome.com at stores like Michaels, Target, Walmart and more so that you can earn Cash Back, too